Bank-Ready WIP Template for Contractors™

Accurate WIP reporting is the backbone of cash flow, job costing, and bank/bonding confidence. This simple Excel template helps you:

• Identify profit fade early

• Spot overruns before they become losses

• Detect underbilling cash risk

• Improve revenue recognition accuracy

• Strengthen conversations with lenders and sureties
   

What’s included
✔ Editable Excel file
✔ Auto-calculated % complete
✔ Earned revenue + over/under billing
✔ Projected final margin %
✔ Red/yellow flags for at-risk jobs
✔ Completed example WIP
✔ 1-page instructions sheet

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Used by contractors who want clear, bank-ready reporting—without the complexity.