MEET THE FOUNDER
Steve Koscik CPA/MBA
Welcome to Think CFO, where trust and personal attention are the basic building blocks of the client-advisor relationship. My team and I take time to get to know our clients and understand their business in order to devise a solution that fits. Every business is unique and should have a customized solution that works with your business model and your budget.
That is what we specialize in!
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Pricing
What We Do:
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Monthly Financial Scorecard™ review
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Monthly variance analysis (budget vs actual)
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Monthly 13-week rolling cash forecast
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Jirav Lite Dashboard — updated monthly (cash, AR aging, backlog, margins)
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Quarterly strategic check-in with owner/CEO
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Scaling Up: Introduce light accountability rhythm (basic monthly KPI review)
Expected Outcomes:
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Always know where cash, AR, and margins stand — no surprises
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Bank & bonding confidence with CFO-quality monthly reporting
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Gross margin discipline protected (10–15%)
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Owner peace of mind with outside financial oversight
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Early warning system if issues arise
TIER 1
CFO Essentials
Oversight, visibility, and financial confidence.
$4K–$5K/month
What We Do:
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Bi-weekly Financial + Operational Scorecards
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Job costing & WIP discipline built + monitored
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Rolling 13-week cash management system (weekly updates)
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Sales pipeline & backlog Scorecard oversight
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Jirav Growth Dashboard — updated bi-weekly, with driver-based forecasting and department views
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Strategic budgeting + growth forecasting
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Scaling Up: Bi-weekly leadership rhythm (metrics review, priorities, accountability)
Expected Outcomes:
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Unlock $1–2M trapped in AR & underbilling
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Gross margin improved 2–3 points through job cost discipline
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Extend cash runway from weeks → months
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Forecast accuracy within 5% (vs typical 10–15%)
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Backlog visibility to support confident hiring & bidding
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Owner confidence to invest and grow
$7K–$9K/month
TIER 2
CFO Growth Partner
Unlocking hidden cash, profit, and predictability.
What We Do:
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Weekly Financial + Operational + Sales Scorecards
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Weekly AR collections cadence + billing meetings with PMs
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Change order log built & enforced
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Forecast-to-field weekly alignment (jobs vs budget vs cash)
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Jirav Elite Dashboard — updated weekly, includes scenarios (hiring, backlog changes, material cost spikes), department accountability
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CEO coaching & COO-style execution support
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Scaling Up: Full rhythm installed — weekly leadership team meetings, quarterly planning, annual strategy
Expected Outcomes:
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Recover $2M+ of working capital in year one
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Protect 2–5% gross margin from fade
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Weekly execution rhythm → fewer fires, predictable outcomes
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Pipeline & backlog stabilized for long-term growth
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Bank + bonding confidence — external stakeholders see discipline
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Owner freed from firefighting → more time for vision & leadership
$12K–$15K/month
TIER 3
Elite CFO+COO Hybrid
Immediate turnaround + execution discipline
CFO & Controller Expertise for
Small-Mid Size Companies
Think CFO provides CFO, controller, and bookkeeping services on a fractional basis to small and medium-sized businesses to help you achieve your corporate goals, while building strong relationships based on trust and integrity.
Contact
Get in touch with us to set up your complimentary consultation.
We can answer any questions you may have and help you understand how our program works. If you are looking for personalized guidance and support to help you reach your financial goals for your business, call Think CFO.
Castle Rock, CO
